Socioeconomic Profile of Hypothetical Patient

Considering socio economic variable of a patient with diabetes, the anteriority of the patient should be to participate in healthcare policy program caterd by its employer. The benefit of lend to such a health plan is cost reduction where patients only pay a allowable or a minimum copayment. Acquiring such a policy alike ensures that a person may also be able to cover family members at significantly less range than individual private insurance.If the employer doesnt participate in health insurance program, the only other viable method is to get a private health insurance. Although expansive, the patient will definitely have more choice in selecting the out of network providers and the flexibility of evaluating different plans that provide ample coverage to make do Diabetes. Patients with Diabetes need to keep medical supplies such as test strips, meters and insulin which are mostly covered by the health insurance providers (Health Insurance).Unfortunately, in countries like U nited States getting a health insurance for diabetic patients is difficult but this should not stop patients from researching other options such as Insurance through employers and getting help from the State. Most States run their own health insurance programs for which a diabetic patient business leader be eligible. Programs such as COBRA and HIPAA are available in every State. It will be in the best interest of a diabetic patient to consult the American Diabetes standoff http//www. diabetes. org which outlines health insurance coverage on a State by State basis.Furthermore, patients can easily get guidelines and raising on how to tackle diabetic issues and where to look for information. Payer Type Based on the socio economic conditions of supposed patient, it will be in his best interest to enrol in HMO plan. Analysing financial set of the subject, it is evident that he will probable cover his wife and children, who at this stage are not able to enrol in a healthcare plan. In contrast, a PPO plan will likely cost a premium which is not recommended except if it provides assistance to cover diabetic conditions.It should be discover that most Americans are covered by BlueCross BlueShield, Atena or CIGNA therefore it is important for diabetic patient to equalize the coverage of diabetic supplies offered by these companies. Health plans that cover most strips and monitors should be preferred over others. Patients should also be careful while determining whether the diabetic equipment fall under normal prescription or covered under durable equipment supplies (Insurance Coverage). Other conditions such as mail vagabond deliveries and the number of supplies at any one time play an important role in the eventual patient atonement with a plan.After evaluating different healthcare programs, Harvard Pilgrim Healthcare, Tufts Associated Health Maintenance Organisation and Health New England may provide the best coverage. Cost & Treatment Comparison Harvard Pil grim Healthcare program is specifically tailored to meet the requirements of mammy residents. It offers a network of 40,000 pharmacies and access to more than 130 hospitals in the area. The co payment fee is $10 for a visit and $50 for emergency care. The program covers a wide range of drugs and medicines with mail order included.Individuals can include family members for an extra charge. The program offers a diabetes management program with test reminder earn and individual support from a Nurse educator by calling a toll guiltless number (Diabetes Management). For a single person in a family, the cost varies from $350 to $470 based on the socio-economic factors of divinatory patient. The Tufts Associated Healthcare Maintenance Organisation provides a variety of different HMO plans that are designed to be cost effective.Its Select Network Provider program offers a minimum deductible and covers most outpatient medical care (Health New England). Doctor visits and other routine chec kups offer affordable co-payment plans. It also offers a taking Charge Diabetes program for its members that support the doctor-patient partnership to control diabetes and educate on such issues. Cost for individuals starts as low as $324 and climbs up to $450 for HMO select plans. Health New England is also a heavy choice with plenty of great options.Individuals can enrol in a number of Bronze or Silver health insurance packages which covers a huge number of Drugs and area hospitals (Tufts Health). The benefits are somewhat exchangeable to other two programs whereas its Neighbourhood Health fancy provides a great value for money by charging as low as $265 per month in Bronze Package and $369 in Silver Package. It offers a comprehensive Diabetes Management Program that includes educational material, reminders, and physical as well as virtual grocery store store tours to select the perfect sugar free diet.ReferencesDiabetes Management. Retrieved March 18, 2009, from Harvard Pilg rim HealthCare Web billet https//www.harvardpilgrim.org/ accession/page?_pageid=213,213304&_dad=portal&_schema=PORTALHealth Insurance Information for People with Diabetes. Retrieved March 17, 2009, from American Diabetes Association Web site http//www.diabetes.org/advocacy-and-legalresources/healthcare/insurance.jspHealth New England Plans. Retrieved March 18, 2009, from Health NE Web site http//www.healthnewengland.com/PlanSelector/Compare/compare.htmlInsurance Coverage Overview. Retrieved March 17, 2009, from Diabetes Control for Life Web site http//diabetescontrolforlife.com/articles/Monitoring-Insurance-Coverage-Overview-200085Tufts Health Plan is the Right Choice. Retrieved March 18, 2009, from Tufts Health Plan Web site http//www.tuftshealthplan.com/enrollnow/pdfs/STANDARDCOMP_0408.pdf